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Buy a home!

 buy a home

Steps for buying a home:
1

Get Pre-Approved

You will be one step ahead of other buyers, and the seller will know you are a serious and able buyer.
Click here to get Pre-approved!
1

Start Searching for a Home

If you are not working with a realtor, we can refer one that specializes in your particular area. They’ll match you with all the listings that fit your needs. The best part? It’s completely free.
1

Sign a Purchase Agreement

Once you’ve found your home, you’ll sign the Purchase Agreement. With your Pre-approval, you already have a head start on the process!
1

Close on Your Mortgage

Here’s where FEMBi clients really reap the rewards. You’ll close quicker which means move-in is just weeks away.
1

Move in!

There’s nothing like the feeling of moving into a new home. Our experts will answer your questions for the life of your loan.

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Loan Programs:

FHA

Purchase your home with a flexible, federally insured loan that requires only 3.5% down. Closing costs can be a gift! Apply for a loan now.

30-Year Fixed

Our most popular mortgage. Get a low payment and the security your rate won't change for the life of your loan.

15-Year Fixed

Want a traditional home loan but paid off in half the time? Check out our 15-year fixed for thousands in savings.

VA Loan

No down payment, no PMI and flexible credit requirements make the VA loan a top choice for veterans and active military members.

Buy a Home

Interest rates are at their lowest in almost 50 years! Don't miss out on this excellent opportunity!

Click here

Refinance

Do you want to lower your monthly payment with a new fixed rate, government insured loan?

Click here

Reverse Mortgage

Loan designed to allow seniors to eliminate their mortgage payment and access the equity in their home - TAX FREE
Click here